Asda Credit Card

Choosing a credit card these days is not always easy. However, one particularly good one that you may want to consider is the Asda credit card. With fantastic balance transfer and purchase offers as well as other excellent benefits, the Asda card is quickly gaining in popularity. So what makes it stand out from all the rest?

The Benefits of the Asda Credit Card

The Asda credit card has many benefits. One of the best ones is that it offers you points on the first £12,000 that you spend every single year. The points are transferred into money off vouchers for the supermarket and you receive the vouchers just before Christmas. This will obviously help you out when it comes to buying presents as well as the Christmas dinner!

Another fantastic benefit of the card is that when you use it at Asda petrol stations you automatically get 2p off your fuel. It doesn’t matter whether you are using diesel or petrol, you will still get 2p off your bill. These days that is a very good benefit and it may well be a deciding factor for many people!
Of course, Asda sells more than just food – they also have an Asda Living range. With the Asda credit card, you will benefit from 5% off whenever you purchase anything from the Asda Living range. So you can effectively treat your home for less!

Finally, the other main benefits of the card include 0% balance transfer for 9 months and 0% on purchases for the first three months. These days you will not find many balance transfer deals. They are fantastic if you already have a credit card and it has a little debt on it. You will currently be paying interest on that debt, but if you switch it to a 0% balance transfer deal you will not have to pay any interest for the set period. This means that you pay back less than you would if you kept the debt on your current credit card.

The 0% purchases deal is great too, as you get to save money on the things that you would be purchasing anyway. This would make it ideal to purchase a bigger item and spread the cost of it over the three month 0% purchase period.

Is it Worth It?

The benefits are definitely worthwhile but what about the cost of the credit card? Well, typically, the APR isn’t too bad at 17.9%. Of course, it will all depend upon your own personal circumstances as to which interest rate you actually get charged. However, with an average of 17.9% it is certainly worth inquiring whether you could benefit from using this card.

It takes just three minutes to apply for the card and you get an instant decision. So if you are looking for a new credit card then the Asda credit card may be just what you are looking for.