Woolworths Credit Card 

If you live in South Africa, then it is very rare that you would not be an avid shopper of Woolworths. With stores in over 7 regions, as well as an abundant online customer base, Woolworths has supplies for all needs. Mothers love shopping online at Woolworths because they can order food or already prepared meals. Other shoppers enjoy Woolworths gifts, furniture, and other home accessories. To help support their avid shopping, Woolworths credit card is the perfect option. You can buy now and pay later with a suitable interest rate and other benefits.

You can apply for the Woolworths credit card at any store and collect the card at the same time. This means that you can start using your card and have it in hand on weekends or after work. In addition, you will also receive 55 days of interest-free shopping, as long as you pay your account in full before the due date. If you need additional cards for family members, you can receive them at no extra cost. There are also no annual fees for additional cards and each card will receive the Woolworths points for the vouchers.

Earn Money When You Shop 

Woolworths Visa Credit Card is more than just an easy payment method. You will have a constant door to all of your favourite Woolworths items, with the added benefit of earning points towards “wvouchers”. With every purchase that you make with the Woolworths credit card, you will earn Woolworths points that can be used for the vouchers. You will earn the points all over the world, even at shops that are not connected to Woolworths. As long as the store accepts the Visa logo, you can earn points for Woolworths purchases. The only exception is that you spend at least R7,500 on your card every 12 months, and you will earn money back in the form of Woolworths points. The more that you spend, the more money you will earn in return.

Extra Benefits 

Woolworths and the Visa credit company know how unfortunate it can be for a card to be stolen. For this purpose, there is a “free lost card protection” initiated for both primary cards and any secondary cards that you have on the account. You will be covered against fraudulent use against your card, as long as you report it within 24 hours of your card being lost or stolen. You will not have to be responsible for any charges, and Woolworths will take care of it.

The owners of Woolworths also know how it is common for customers to need a larger payment allowance. This is no problem. The budget factor on your Woolworths Visa Card helps you choose a repayment period, from 6 months to 60 months so that you can go ahead with your large purchase.

An added benefit of being a card holder is automatic enrollment in the “World of Difference” programme. As a card holder, you will be signed up for this programme, giving you chances to win prizes, as well as invitations to events and special offers. The only thing that you have to do in order to be entered into the World of Difference programme is to use your card with each purchase at Woolworths.

Pricing 

In return for providing customers with great card holder benefits, there are several fees that the cardholder will be responsible for. For example, there is a monthly service fee of R12.50, a special card delivery fee of R100, a replacement card fee of R75 and an ATM fee of R30 if you are withdrawing money internationally. If you choose the balance protection programme, there is a cost of R12.50.

These are only small fees for the benefits that you will receive with being a Woolworths card member. You will not have to dig for money in your wallet and you will have the added assurance of security.